Privacy Notice
Protecting your private information is important to State Bank of Lucan and our employees. This notice is to help you better understand what information we collect and how we use it.
Information we collect:
State Bank of Lucan collects nonpublic personal information about you from the following sources:
* Information we receive from you on applications, other information we request with an application, and information on other forms.
* Information about your accounts, services and transactions that you conduct with us.
* Information we receive from third parties such as credit bureaus.
Nonpublic personal information is information about you that we obtain in connection with providing a financial product or service for you. For example, personal information includes information regarding your name, address, credit rating, account balances, payment history and overdraft history.
What information we disclose to others:
We are permitted by law to share some of your nonpublic personal information consisting of your name, address, and account experience with us to companies related to us by common control or ownership (affiliates). All other information about you from third parties will not be shared with our affiliates.
We are permitted by law to disclose personal information about you to "nonaffiliated third parties" in certain circumstances. We may share your nonpublic personal information as necessary to effect, administer, or enforce a transaction you have requested, to service or process a requested product or service for you and to protect the security of the Bank's records, or to protect against actual or potential fraud.
We also may share any information which you provide to us with your application for a service and any of your account and transaction information that we maintain to our serice providers, to other financial institutions with whom we have joint marketing agreements, when permitted or required by law, and to credit bureaus.
We do not disclose any personal information about you to any other third party without your written permission, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Visitors to this bank website remain anonymous:
We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:
* Date and time our site was accessed
* IP Address (a numeric address given to servers connected to the Internet)
* Web browser used
* City, State and Country
The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.
Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.
For more information or questions regarding this policy, contact the bank at:
State Bank of Lucan
P O Box 138
Lucan, MN 56255
Phone: 507.747.2214;
Toll Free: 888.747.2214
Fax: 507.747.2160
Website: www.statebankoflucan.com
Email: lucanbnk@redred.com or
webmaster@statebankoflucan.com
